Why Ultimate Home Comfort™

Imagine enjoying all the heating and cooling you want, without worrying about service and maintenance. All for one low monthly payment. With Ultimate Home Comfort™, you’ll get a new high-efficiency heating and cooling system installed and 10 years of comfort, confidence and energy savings.

No money down. No surprise bills. No hassles or headaches for 10 full years. Just peace of mind knowing your heating and cooling system is covered.

High efficiency heating and air and ventilation systems featuring the world's most trusted brands:

High-Efficiency Heating and Cooling System Installed

10-Year Parts and Labor Warranty
10 Years of Service Repairs
10 Years of Annual Maintenance
10 Years of Blower Cleaning
10 Years of Service Repairs
10 Years of Annual Indoor Coil Cleaning
How It Works (It’s EASY!)

Find an Ultimate Home Comfort™ contractor in your area by clicking on your favorite brand(s) above.


Meet with your contractor and apply to see if you qualify.

Checking to see if you qualify does not impact your credit score!


Your contractor installs your new system and you enjoy worry free heating and cooling for the next 10 years!

Frequently Asked Questions

The best parts and labor warranty plans in the industry and annual maintenance visits covering you for the next 10 years!

You can either pay monthly by check or via Auto Pay (both one-time and recurring) via the CONNECT consumer portal.

Yes, as a customer you will receive a monthly statement.

No. Co-applicants are not available as an option at this time. We do allow you to use household income.

Similar to auto leases, there is no stated interest rate. The effective interest rate and/or finance charge is fixed for the term of your lease agreement.  Rates will vary based on market conditions available at the time of application but are generally consistent with those available on similar home improvement loans with a 10-year duration.

Once you finish your lease term, you will have 4 options:

  • Lease a brand-new system and have your old equipment removed. See your contractor for options.
  • Purchase the equipment and own the system. At the end of the lease, there would be a residual amount due (typically 20% of the installed equipment cost). This amount will be provided in your lease agreement.
  • Extend your lease for another 1 or 2 years. If you decide to extend your lease for 1 or 2 years you will still have the option of purchasing the equipment at the end of the lease extension (or anytime during). Please note, however, that the warranty will no longer be available during the lease extension ; however, maintenance will still be performed annually by your contractor.
  • You can ”walk away”! There is no obligation for you to make any more payments once your lease term is completed and all outstanding balances associated with the lease have been paid. Simply tell us you do not want it anymore, and Fundient Capital reserves the right to have the equipment returned/removed from your property.

It is. There are 3 options:

  1. The potential buyer may ask you to just pay it off.
  2. The new buyer can take over the lease. They would apply with Fundient and they make it easy to transition the lease to new homeowner.
  3. The seller can just keep paying the lease. Similar to a loan, the original lease owner is still liable to make any remaining payments if they don’t exercise their Early Termination option nor have the new homeowner assume the lease.

There is no prepayment penalty on the lease if the you elects to take advantage of your Early Termination option. You would be required to pay the remaining balance on the lease, very similar to the remaining principal on a loan if you were pay off early.

Fundient Capital, or it’s delegate, is responsible for calculating, invoicing, collecting, and remitting the tax per the requirements in your state. Each state has slightly different laws on how this is done, but this is not the contractor’s responsibility.

The initial payment date provided is based on the date of your lease agreement and may be updated to a later date depending on the date of equipment installation. Customers can subsequently request a payment date change, subject to approval by Fundient Capital, by contacting our customer service team at 1-800-435-3705.

All Ultimate Home Comfort™ warranties are issued and backed by Johnson Controls, Inc. (“JCI”) and customers should refer to their Comfort Plan contract provided by JCI post-installation/funding for details of the warranty benefits.

Contact Us

Hours of Operation

Mon-Fri: 5am – 6pm PT
Sat: 6am – 2pm PT

Interested in finding out more?